A new Miami fintech venture is attempting to do what real estate markets have failed to achieve for more than a century: make the world’s largest asset class highly liquid, transparent, borderless, democratized, and tradable at the click of a button.
World Property Exchange (WPE) is an emerging SEC-regulated, AI-driven digital exchange built for issuing and trading tokenized real estate assets and RWA-backed stablecoins known as TransactionCOIN. WPE will be owned and operated as the proprietary exchange of World Property Bank — a new real estate investment bank in formation — which aims to transform the $654 trillion global property market into a fractional, borderless investment marketplace accessible to both retail and institutional investors alike.
The platform combines blockchain settlement rails with AI-powered matching engines engineered for low-latency execution and deep liquidity in a market traditionally defined by slow closings, opaque pricing, and high barriers to entry. The company says its exchange could bring real estate trading closer to the speed and transparency of public equities markets.
A Structural Wealth Gap in Plain Sight
Michael Gerrity
WPE is tackling a problem at the heart of U.S. and global wealth inequality: real estate’s chronic illiquidity, high acquisition cost, and exclusionary nature. In the U.S., homeowners have maintained roughly 500 percent higher net worth than renters for the past two decades, according to Federal Reserve data. Globally, billions lack access to homeownership, making property ownership a central driver of long-term financial disparity.
“Real estate has been the world’s most powerful engine of wealth creation, yet it remains closed off to most of the planet,” said founder and CEO Michael Gerrity. “If someone can’t afford to buy a whole home, they can soon buy a small portion of one to start building wealth. Bottom line: our mission is to democratize real estate wealth creation on a planetary scale.”
Fractional Ownership Meets Full Regulation
WPE plans to fractionalize high-quality real estate into regulated digital securities that trade on its exchange, allowing participation with as little as $100. These tokenized shares function like modern investment instruments, offering diversification, deep liquidity, and transparent pricing — all without the traditional frictions of buying and selling physical property.
Once launched, available investment products will include fractionalized income-producing residential and commercial properties, and institutional-grade instruments spanning debt, equity, credit, and derivatives, and event contracts from Real Estate Predictions, its emerging, CFTC-regulated industry predictions marketplace.
AI as the Market Engine
At the core of WPE’s architecture is artificial intelligence. Its AI-driven matching engine manages order flow, compliance checks, risk assessments, and price discovery at speeds built for institutional-level execution. Executives say technology will compress settlement times and unlock cross-border liquidity in ways previously impossible in real estate.
A Digital Investment Bank Fueling a Digital Exchange
World Property Exchange (WPE) will be owned and operated as the proprietary digital exchange of World Property Bank, which is developing a comprehensive suite of tokenized real estate investment products — including debt, equity, credit, and derivatives — for issuance and trading on WPE. World Property Bank is a portfolio company of World Property Ventures, a Miami-based real estate technology holding company focused on digitizing and modernizing the global property ecosystem.
A New On-Ramp to Global Wealth
If WPE’s model gains traction, a first-time real estate investor in Miami, Los Angeles, New York, Detroit, Atlanta, or even London, Hong Kong or Dubai could own quality income-producing slices of homes and buildings worldwide using nothing more than a smartphone and an initial investment of $100.
“By opening real estate to anyone, anywhere, we’re connecting traditional property markets with a new AI-driven, tokenized investment future,” Gerrity said. “It’s time to give hundreds of millions of consumers worldwide the ability to build wealth one share at a time. Ultimately, WPE will begin to solve one of America’s biggest societal challenges at scale: wealth inequality.”
WPE plans to roll out its first regulated offerings in the coming year, entering the broader race to tokenize global financial and real estate markets.
